Buying or refinancing
Conventional mortgages
Explore conventional financing for your first home, your next move, or an existing mortgage.
Explore conventional loans
Home purchase & refinancing · Augusta, GA
Augusta mortgages.
Local people.
Clear answers.
Buying your first home, planning your next move, or refinancing? Talk directly with Billy or Samantha Peel about your options.
All loans are subject to credit approval, property eligibility, and program requirements.
Meet Billy & Samantha
The people you see are the people you call.
Augusta · CSRA · Lowcountry
Augusta is home.
From your first home to your next chapter, work with a team based in Augusta. We serve the CSRA, Savannah, Richland County, Orangeburg, Charleston, Beaufort, Fripp Island, and the South Carolina Lowcountry.
Hear from Billy
Home financing, explained.
A short introduction to conventional, FHA, VA, USDA, and specialty home loans.
Home loan options
Home financing with MCS
Billy Peel discusses conventional, FHA, VA, USDA, and specialty home loans.
More ways we can help
Have a different financing question?
Reverse mortgages
Explore eligibility, costs, and borrower responsibilities with our team.
Explore reverse mortgagesCommercial lending
Talk with Billy about financing for a business or commercial property.
Explore commercial lendingCommon home loan questions
Clear answers before your next step
Can you help with buying a home or refinancing?
Yes. Billy and Samantha can help you explore traditional home financing for a first home, your next home, or an existing mortgage. Start by sharing your goals and timeline.
Which home loan options can I discuss?
We provide information about conventional mortgages, FHA, VA, and USDA programs, and alternative documentation options. Availability and fit depend on the borrower, property, lender, and program requirements.
What should I prepare for our first conversation?
Bring your questions, the location of the home, and your expected timeline. Be ready to discuss your budget, income sources, and purchase plans or current mortgage. We will explain which documents may be needed next.
How should I compare refinancing options?
Compare the proposed loan terms, monthly payment, fees, and total costs with your existing mortgage. Refinancing involves costs and may change how long you repay the loan. Ask for a comparison before deciding.
Do you still offer reverse mortgage guidance?
Yes. Reverse mortgages remain one of our specialties. Visit our reverse mortgage pages to learn about eligibility, costs, and borrower responsibilities.
How does your consultation work?
We begin with a no-pressure conversation about your goals, explain relevant options, and outline next steps. You are not obligated to apply. Call our Augusta team or request a conversation below.
Start here
Let’s talk about your home.
Tell us how to reach you. Billy or Samantha will follow up to discuss your goals and answer your questions.
Before your conversation
Start with a few clear questions
Review what to discuss about your budget, timeline, loan costs, and financing goals.
Prepare for your conversationMortgage bank, real-estate agent, or professional partner?Join the Preferred Agent network Meet Billy Peel Meet Samantha Peel